Enjoy Hassle-Free Home Buying – We’ve Perfected the Purchase Process!

Get pre-approved for free – before you shop for your new home – and get more bargaining power.

• We can match you with a trusted, pre-screened real estate agent which will ensure a seamless home buying experience.
• Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some programs require as little as 0% down! In many cases, your closing costs can be a gift from a relative, non-profit organization or the seller of the home themselves.

Some of the more popular first time programs are:

FHA

Fha loans Offer Choices to American Homeowners.

• Do you need less stringent qualification and credit requirements?
• Is your down payment or home equity less than 20%?
• Do you prefer the security of a government-insured loan?

If you answered "yes" to any of these questions, an FHA loan may be right for you! The easiest way to qualify for refinancing or home buying, an FHA gives you a government-insured loan with flexible choices – opt for the security of a fixed rate or the versatility of an FHA 5-year ARM.

USDA

Guaranteed housing Program Guaranteed rural loans help moderate income families

• Do you have and adjusted annual household income that does not exceed the moderate income limit established for your area?
  
• Do you live in a town or city that has between 10,000-25,000 residents?
  
• Are you interested in %100 financing  with no down payment?
  

If you answered “yes” to any of these questions, a USDA loan might be right for you! Qualify for USDA loans even with less-than-perfect credit. USDA loans offer buyers in less populated areas a viable option with little or no out of pocket..

V.A (Veterans Asscociation)

  VVVhhhhYou’ve Served Your Country, V.A. Loans are a Benefit You’ve Earned.

Are you a veteran, member of the military, or a surviving spouse of a veteran?

• Do you want fast approval and minimal red tape?
• Are you interested in refinancing up to 100% of your home, or buying a home with no down payment?

If you answered “yes” to any of these questions, a VA loan might be right for you! Qualify for VA loans even with less-than-perfect credit. Unlike other options, VA loans are available as either fixed-rate or ARM mortgages – and never include monthly insurance (PMI).

All the above mentioned programs can be explained in detail either by calling us at (800)511-3330 or filling out a prequalification (hyper) and one of our consultants will contact you.